Terms of Use

IMPORTANT INFORMATION – READ CAREFULLY

PLEASE READ THESE TERMS OF USE ("TERMS", "TERMS OF USE") CAREFULLY BEFORE USING THE WEBSITE (THE HTTPS://INJURYHELPGROUP.COM "SERVICE") OPERATED BY INJURYHELPGROUP.COM ("US", "WE", OR "OUR"). YOUR ACCESS TO AND USE OF THE SERVICE IS CONDITIONED ON YOUR ACCEPTANCE OF AND COMPLIANCE WITH THESE TERMS. THESE TERMS APPLY TO ALL THAT ACCESS OR USE THE SERVICE. BY ACCESSING OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DISAGREE WITH ANY PART OF THE TERMS, THEN YOU MAY NOT ACCESS THE SERVICE. IF YOU DO NOT ACCEPT THESE TERMS, YOU MAY NOT USE OR ACCESS THE SERVICE.

1. Overview

Injuryhelpgroup.com is an online platform that collects medical insurance leads for the purpose of connecting users with insurance providers. The Service facilitates users in finding appropriate insurance plans based on their personal information, preferences, and requirements.

2. Eligibility

By using the Service, you represent and warrant that you are at least 18 years of age and possess the legal authority to agree to these Terms. If you are using the Service on behalf of an organization, you represent and warrant that you have the necessary authority to bind the organization to these Terms.

3. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information when you use our Service. By using the Service, you agree to the collection and use of information in accordance with our Privacy Policy.

4. User Responsibilities

You agree to provide accurate, current, and complete information when submitting any forms or requests through the Service. You are solely responsible for any consequences resulting from providing incorrect, outdated, or incomplete information.

5. Prohibited Activities

As a condition of your use and/or access to the Service, you agree not to engage in any of the following prohibited activities:

1. Submit false, misleading, infringing, libelous or fraudulent information.
2. Use the Service for any illegal or unauthorized purpose.
3. Attempt to interfere with the operation of the Service or gain unauthorized access to any part of the Service.
4. Use the Service to harass, abuse, or harm others, or to promote or facilitate such activities.
5. Violate any applicable law or regulation while using the Service.
6. Copy the Service, in whole or in part, except as expressly authorized in these Terms.
7. Disassemble, decompile, reverse engineer, modify or create derivative works of the Service, nor permit any third party to do so, except to the extent such restrictions are prohibited by applicable mandatory local law.
8. Delete or in any manner alter the copyright, trademark or other proprietary rights notices appearing on the Service.

6. Intellectual Property

All content, features, and functionality available through the Service, including but not limited to, text, graphics, logos, and software, are the exclusive property of Injuryhelpgroup.com and its licensors and are protected by international copyright, trademark, and other intellectual property laws. Injuryhelpgroup.com makes no claim to ownership or license rights to the intellectual property of third parties such as medical insurance providers referenced through the Service.

7. Disclaimer

The information provided through the Service is for general informational purposes only and should not be considered as professional advice. We do not guarantee the accuracy, completeness, or suitability of any information on the Service, and you should not rely on such information as a substitute for professional advice.

8. Limitation of Liability

IN NO EVENT SHALL INJURYHELPGROUP.COM'S AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT (WHETHER IN CONTRACT OR TORT OR UNDER ANY OTHER THEORY OF LIABILITY) EXCEED $500.00.

IN NO EVENT SHALL INJURYHELPGROUP.COM, ITS DIRECTORS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; (III) ANY CONTENT OBTAINED FROM THE SERVICE; AND (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

No action (regardless of form) arising out of this Agreement may be commenced by either party more than one (1) year after the cause of action has accrued.

Notwithstanding anything to the contrary contained herein, this Agreement does not limit liability due to liability due to fraudulent misrepresentations or willful misconduct.

9. Changes to the Terms of Use

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless Injuryhelpgroup.com, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service, including, but not limited to, your user submissions, any use of the Service's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Service.

11. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of California, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

12. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Contact Us

If you have any questions about these Terms, please contact us at info@injuryhelpgroup.com.